The future is female. This isn’t the start to Beyonce’s next hit, but the reality of the where the UK’s wealth is headed over the next few years. It is estimated that 60% of Britain’s wealth will be in female

Continue ReadingWhat makes a woman’s wealth journey different?

Becoming a partner in your chosen career is a hard-won position. It can be highly competitive, taking years of graft, without even the guarantee of the position at the end of it. So a huge congratulations on making it this

Continue ReadingBecoming a partner now

Back in 2006 you had A-day[1], which was meant to simplify pensions and provide greater flexibility. Fast forward to last year and the government brought you L-day[2], with the abolition of the Lifetime Allowance (LTA)[3] being one of the highlights. From

Continue ReadingL-Day: understanding changes to pensions and allowances

The end of the tax year is nearly here, which means there are plenty of things you could be doing to tighten up your tax-efficiency. To make your life a little easier, I have created a list of ‘five money

Continue Reading5 money must dos before the 5th of April

Albert Einstein once famously quoted ‘compound interest is the eighth wonder of the world. He who understands it, earns it…He who doesn’t, pays it’.[1] I’m not here to say that one of the most influential physicists and Nobel prize winners

Continue ReadingWhy young professionals need to plan early

When it comes to building wealth, individuals often find themselves at a crossroad in the quest for financial diversification, stability, and growth. The two main areas that are at the forefront of this age-old debate is whether to invest in

Continue ReadingProperty or investing?

Why don’t all clients want to talk about protection? What does protection as an overarching concept cover? Do we have a psychological bias towards talking about the good stuff; the plans, accumulating wealth, helping children and grandchildren. Insuring our cars,

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When it comes to preparing for retirement, your 40s can arguably be the most crucial decade for building the retirement you are seeking. In these years, you are likely to be in the busiest time with work and closest to

Continue ReadingPlanning your family finances in your 40s…

If you happened to catch my previous article in January on gifting [1] you will have read that on death your estate must be assessed by HMRC to see if any inheritance tax (IHT) is due. Your estate might be made up

Continue ReadingThe residence nil rate band

Transferring a pension can be a complex process, but it can also be a phenomenally wise and helpful financial move for some individuals. The Pensions Policy Institute estimates that just under two thirds of UK adults have multiple pensions.[1] This is

Continue ReadingA guide to transferring UK pensions 2024

Back in September 2022, my colleague wrote about the five pillars of financial wellbeing[1]. Today’s article hones in on the fifth pillar which is ‘clarity and security for those we leave behind’, focussing on the need for wills and lasting

Continue ReadingThe fifth pillar of financial well being

We often talk about our own finances and how we can best structure our assets and our tax situations. After we’ve looked at ourselves, we might then consider our children and how we can plan for passing wealth on to

Continue ReadingTop 5 tips to turbocharge your grandchild’s finances

Will it be announced in the Autumn budget? Reviewed by: Megan Jenkins, Chartered Financial Planner If I were forced to take on a new guise as Mystic Meg, I would be comfortable placing a fifty-pound bet on it as a likely

Continue Reading30% flat pension tax relief

The data from Basel III are in. Stronger, better capitalised banks are better for the EU’s economy, in both the good times and bad. Any future discussions about bank capital should be built on this empirical finding. Whisper it in

Continue ReadingBank Capital is Good for the Economy

Finance Watch’s Annual Report 2022 describes the continuous expansion of the Finance Watch membership, its involvement in decisive legislative European processes and the evolution of its team. READ OUR ANNUAL REPORT 2022 Benoît Lallemand, Secretary General at Finance Watch, calls

Continue ReadingFinance Watch publishes its Annual Report 2022

Ahead of the UN Climate Change Conference (COP28), Finance Watch sets out 5 key reform proposals to help bridge the climate finance gap. On 30 November, representatives from countries around the globe will arrive in Dubai to embark on two

Continue ReadingCOP28: 5 reforms to bridge the climate finance gap

inance Watch describes the evolution of its membership and of its team. The report also presents emblematic advocacy activities in relation to decisive legislative European processes. Letter from Benoît Lallemand Dear Friends and Members, Thanks for your help and support

Continue ReadingFinance Watch publishes its Annual Report 2023